Although not a complete checklist for investigation, this list is intended as a guideline, which, if seen in an insurance company loss file, may quite possibly prompt the company to initiate a thorough investigation.  These items were assembled and published by D. M. Disney and Associates Inc., a fraud investigation and litigation support specialist firm.  The abbreviated list is as follows:

*very personal items missing with little actual cash value
*more items that would normally fit into a pickup truck or van (most are one load, or less)
*NO OBVIOUS FORCED ENTRY!!!!!!!!!! (limited number of keys)
*alarm system or security, not in operation
*loss occurred during the three-day weekend when insured out of town
*insured in no hurry to “get back to normal”
*older items taken and new items left
*more items taken than would fit in the remaining space
*neighbors report a number of items brought in or removed just prior to loss
*insured claims large amount of cash taken
*lack of receipts for big-ticket items
*insured provides detailed inventory list immediately after loss
*recent bankruptcy
*recent divorce.
*items reported to police are different from reports to insurance company
*items reported to insurance company much more than to police
*recent suits or judgments against insured
*recent partner split or dissolution of the corporation
*manufactured, altered, or replacement receipts
*financial problems — job loss, business failure, uninsured medical problems, overdue payment deadlines
*new policy, or one about to expire with no renewal
*insured not available, sends others to provide insurance information
*insured recently arrested — needs attorney fees
*property for sale
*business merchandise with no potential.

You may be wondering exactly why I chose to put this list among all the other information found on this website, and now I’ll tell you why –

Because Key Bumping Is One of the Most Underrated Threats To Peaceful Existence and Our Society Today! And Because Key Bumping Leaves Little or No Evidence Of the Illegal Entry! And Because “No Obvious Forced Entry” Is the Third-Highest Ranked Reason For an Insurance Company To Investigate More Deeply or to Deny a Claim !

Those of you have been here before know that I’ve told you about this many times over — and now I’ve told you again.  You do the math…

Buy some good deadbolts for your house, and have a great day, ’cause I know I’m gonna…

Val

Dear readers:

Since September 11, 2001, American foreign policy has been shaped by the idea that we are at war with radical Islamists. The drunken spending binge that Congress has embarked upon has created a need for foreign bailouts so huge that the American government has been blinded to the reality that Islam’s war against America is not merely one of guns, bullets, and missiles, but also predicated upon the Islamist desire to bring about the financial destruction of the West, and particularly, of the United States of America. It’s about time that Congress and the current administration realize this, and take immediate action to prevent this  looming disaster.

Because of the insane spending habits of Congress (whose moral compass is obviously missing its needle), we Americans are facing widespread economic instability, resulting in an extreme devaluation of our money (goodbye to the dollar-hello Amero), as well as an extreme devaluation of our faith in our government leadership. And so today many people feel that faith is for churches, and for churches alone: I tend to agree in part.  On March 14, in reference to the nearly 100 trillion dollars of American money which  OPEC has pocketed,  President Bush welcomed capital investments from foreign wealth funds saying, “It’s our money to begin with–(and) it seems like we ought to let it come back.”

The Saudis, and the other oil- producing Gulf states, appear to be aggressively pursuing methods of economic warfare against our country, and little- to- nothing is being done about it. American economists, while applauding the fact that our dollars are ‘coming back’,  ignore the fact that the 2-1/$2 billion dollars per day we put into the pockets of Middle East oil producers gives them enormous leverage and unfathomable control over the dollar, and not surprisingly, our economy.

Many of the clients with whom I’ve spoken at express their concerns that the American government leadership, rather than looking to American needs and interests, are quite possibly positioning themselves to be offered and to accept positions with a new world government, happily acquiescing to the homicidal agenda of their masters. I say homicidal because I am convinced they are trying to kill our country dead. The 1/2  mile- wide NAFTA superhighway continues to be built in secret. The border problem is an anarchist’s wet dream. Congress refuses to permit us to drill  in the insanely oil-rich Gulf of Mexico (we don’t want some spoiled billionaire’s penthouse view destroyed by ugly American oil rigs– I suppose they’ll  prefer ugly Chinese oil rigs). The innocuous light bulb is about to be banished from the face of the earth in favor of the corkscrew- shaped carbon fluorescent light bulb (which is highly toxic). I suppose that this fiasco is some type of reward to General Electric for promoting the global- warming scam. In the meantime, the United States teeters between the twin pillars of root rot and financial insolvency.

I be writing more on this topic as things progress, but in the meantime –

Have a great day, ’cause I know I’m gonna–

Val